Life Expectancy In The USA

Great News, Americans Are Living Longer

You are living a longer life and the death rate is dropping in the USA. In 2012 life expectancy in the USA rose to 78.8 years according to an article in USA Today. That is a significant increase to seniors living in the USA.

According to the Social Security Actuarial Life Table states that a person 65 in the year 2014 has a life expectancy of 20.44 years. That means that a person age 65 years of age in 2014, can live to age 85.44 years old. Have you planned for such a long life after retirement? There are many questions to be answered by persons reaching retirement age.

 

 

The Benefits Of Living A Longer Live

There are many benefits you can tap into with a longer life. Some of those benefits are:

  • Live to fulfill all or some of your plans after retirement
  • Travel either in the USA or outside of the country
  • Take the cruises you had planned for
  • Live long enough to see your children marry and enjoy their families
  • Watch you grandchildren grow up, graduate and get married
  • Purchase that special car/motorcycle you’ve always wanted
  • Downsize and move into the retirement house of your dreams
  • Start an on-line business
  • Play golf or your favorite pastime when ever you want to

You could go on and on. How about that cottage on the beach. If you live life up in the Northern States you might want to purchase a retirement home in Florida or Arizona your choice of Southern States. You want to keep your house up north because you friends and family are still living up north. You can become a “snow bird” and go to Florida for the winter, while every thing is frozen up north.

How about starting a new career or start your own business to supplement you pension. You always wanted to start your own business but you never had the time while you were still working. Well now you have all the time in the world. But you have to make sure it is the right kind of business. The kind of business that will not require a lot of money to investment. And you do not want to start another 40 hour or more a week business. You want to be able to do the things you want to do at retirement and still make money off you on-line affiliate business.

 

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Have A Plan

You are going into or have already retired, it is very essential that you have a plan worked out. Get with your spouse or a professional retirement planner. Plan what you are going to do in your retirement life. Are you going to move? If so, you should visit the places you plan on move to for a few months. Make sure it is agreeable with your planned life style.

Will you be traveling outside the US? Make sure your passport is in order. Contact your favorite travel agent if you are going to travel on your own. Some people prefer to travel with groups. Decide which way your will be going and make your arrangements.

Are you going to travel across the US? Will you be going via air, car, recreational vehicle, or boat. Decide what mode of transportation you will be using and plan accordingly. Whit the internet at your finger tips it makes it very easy to plan a long or short trip.

The plan does not have to be written in concrete, or written at all. Just make sure you know how you are spending your retirement years. Make it flexible, after all you are retired and this is the time to do some things spontaneous. Just make sure both of you agree on what you are going to be doing.

The big moves need to be planned out around your retirement life.

The Downside Of A Longer Live

Certainly the obvious downside of a long life is if your run out of money to finance you retirement. This can be avoided if you have planned a retirement life ahead. Some people might not have been so lucky as to plan ahead. Some downside to a long life could be:

  • Lack of money to finance your retirement
  • Poor health and no health insurance
  • Have to keep working to care for mom and/or dad
  • Health problems forced you into early retirement
  • Need of expensive durable medical equipment

Basically money or lack of money is the downside to a long life. In my opinion the increase of the Life Expectancy In The USA has created a dilemma for a lot of people. Do they continue to work a job that requires physical labor but their health will not allow them to continue working. They may decide that they can not physically continue to work. Their retirement is the maximum Social Security with Medicaid for medical insurance. Not enough to life a comfortable life into retirement.

What Can You Do About It

Wealthy Affiliates can help you attain a life of financial independence. You can take a free tour of the on-line affiliates business. If you live decide to join you will be provided with free Starter membership. You will be able to see the education, support and meet the affiliate community. WA provides:

  • Master website hosting
  • Support from expert affiliate members when needed
  • Be able to find millions of keywords, niches and evaluate your competition
  • Create your customized website, choose from thousands of themes
  • You will be able to run you entire affiliate business from fast, secure and reliable hosting platform
  • network with affiliate members all over the world

A look at the WA business will provide you with more information and you will be able to get your hands on training for free. You have nothing to lose and a lot to gain. This could transform your life and provide you with a life long residual income stream.

The experience that I have gained in the short period of time that I have been at WA is all positive. I have greatly enhanced by internet knowledge as it relates to affiliate business and ecommerce. At the same time have met a lot of people from around the world. In my opinion there is no other group that provides as much training and support as WA does. The WA affiliate community really cares and wants you to be successful. This has been a great experience for me.

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